As of last Friday I learned my identity has been stolen; being accepted for a Visa credit card through my credit union the gentleman said, "You have been approved for a credit card with us; however, there are a couple medical bills on your credit report that are not good." And my stress meter began to climb.
If I am not a cool 30 + woman, then I am some baby or young child who has visited a couple pediatric doctors locally. It amazes me how desperate people become, whether financially to steal money from others or financial institutions or to steal identity's. My opinion on this matter, especially now that I am a victim of identity fraud, is that if you are in the USA illegally, please go through our proper, yes proper, steps to become a citizen. Not having gone through it I am guessing it is not easy or quick, but if you want to live peacefully in our free country, then peacefully walk the steps.
Two police reports and hundreds of minutes used on my phone plan, wait...I am now on a family plan, those weren't my minutes...sorry! Not to mention the credit alerts and fraud alerts I have completed online, I am not sure what to do next. Wait for the detectives to do their part and then what? Wait for the hospital staff to come up with signatures from a year ago and then what? Please rest assured, I will be pressing charges once there is a suspect, scratch that, suspects. No matter how sad your story can be, there is nothing to remedy this by stealing another persons identity. Why did you risk your child to be without parents in the near future just to say your child is a US citizen? Will these thief's be jailed or deported? Which scenario is best for me? Probably not what is best for their child. No matter, charges will pressed.
I am grateful my credit report is only showing the two medical charges and not any open credit accounts. Also happy my finance information is safe! I can't imagine where I would be right now if those were left to deal with as well, because as we know, my finances are not large...not even big. And my credit accounts are what brought me to a high and worth credit score. Now my credit score is not so high and mighty...but you keep posted on my fight! High 700's here I come again!
It's not about the credit score, its about me; me saying who I say I am, me saying no one can ever do this again. I do wish that I could stop it from happening to everyone once I have fought my war, sadly, others will have to walk the same path as I am starting.
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